Welcome to the official website of Shri Narayani Nidhi Limited. By accessing or using our website, services or applications, you agree to comply with the following Terms & Conditions. Please read them carefully.

1. Acceptance of Terms

By availing our services, you acknowledge that you have read, understood and agree to the Terms & Conditions mentioned below. If you do not agree, you should not use our services.

2. Eligibility

Our services are available only to individuals who are legally capable of entering into binding contracts under applicable laws.

3. Use of Services

• You agree to use our services only for lawful purposes.
• You shall not misuse our website or engage in activities that may harm, disrupt or interfere with our systems.

4. Member Responsibilities

If you become a member to avail of our services

• You are responsible for providing accurate and complete information.
• You must maintain the confidentiality of account details, including login credentials.
• You agree to comply with applicable rules, regulations and guidelines of Shri Narayani Nidhi Limited.

5. Transactions and Payments

• All deposits, loans or financial transactions are subject to the terms specified by Shri Narayani Nidhi Limited.
• We reserve the right to verify your details and reject or cancel services in case of false or misleading information.

6. Intellectual Property

All content on this website, including text, graphics, logos and designs, is the property of Shri Narayani Nidhi Limited and is protected under applicable copyright and intellectual property laws. You may not copy, reproduce or distribute without written consent.

7. Limitation of Liability

While we take reasonable steps to ensure the accuracy of information, we are not responsible for any direct or indirect losses, damages or claims arising from the use of our website or services.

8. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the content, policies or practices of these sites.

9. Changes to Terms

We may update or revise these Terms & Conditions as required. Any changes will be posted on our website with the revised effective date. Continued use of our services will mean that you accept the updated terms.

10. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.